UseTab app
The public and future dapp surface where people open Tabs, fund Tabs, back access, avalize risk, and endorse trust.
Protocol Explainer
The protocol layer for accountable credit.
UseTab.ca is the public app and future dapp. CreditChain is the future protocol and settlement chain. CREDIT is the intended unit of account, with ucredit as the eventual base denom.
CREDIT is not WOLO and not TOKEN.
Loyalty, betting, and social credit are separate economic systems. The names, denoms, incentives, and risk surfaces should stay clean.
CreditChain protocol
The future settlement layer for vault-backed social credit. Chain code stays out of this frontend until it is time.
CREDIT / ucredit
CREDIT is the intended unit of account. ucredit is the eventual base denom for protocol accounting.
Why CreditChain deserves a dedicated chain.
Credit is powerful and dangerous. It needs structures that can represent repayment, slashing, visible backer support, reputation, and vault-weighted incentives without smearing those concerns across unrelated products.
TokenChain stays separate
TokenChain remains the loyalty-token rail for TokenTap-style business campaigns. It should not absorb social credit settlement.
WoloChain stays separate
WoloChain remains the AoE2 betting and WOLO settlement rail. Game wagering needs different primitives than borrower accountability.
CreditChain gets its own shape
Credit has vaults, reputation, slashing, backers, Avalists, Endorsers, and repayment history. That deserves a purpose-built settlement layer.
What belongs here later
Vault accounting, Tab settlement, slash events, repayment records, fee routing, endorsement weight, and CREDIT-denominated credit history can eventually move into CreditChain.
What does not belong yet
This repo should not add chain code, auth, wallets, or backend settlement logic yet. UseTab.ca is the frontend prototype while CreditChain is built in its own thread.